My personal finance blog. Basically paying down debt, budgeting, saving, and living well yet frugally
Tuesday, July 1, 2008
From the Kitchen to the Web - The Family Bulletin Board
I recently created our family command central webpage and I love it. I REQUIRED my kids to have it as their homepage. I must say, I had a lot of fun putting it together and they actually enjoy checking it. I put a joke of the day and put it on the task list to find it somewhere on the site.
On the homepage I have our Google Calendar in agenda form. I am a list person so the agenda form is the best for me visually. On the Google Calendar, the boys will enter any upcoming school events and assignment due dates and I enter appointments. I also have the date, clock, weather and task list. The task list is a dynamite tool! I use it as a grocery list, reminders, etc. Finally, I have a countdown for special events/holidays.
I have a links page. There I have links from the kids' school sites to shopping and banking sites. I even have a shortcut to my blog on this page. Sweet!
Try Google Sites now!
Saturday, June 28, 2008
Not Quite Paperless Yet
I have done at least this much...
Kept a spreadsheet record of my gas expenses. Then toss the receipt.
Thursday, May 15, 2008
8 Ways to go Quasi-Paperless
The same goes for mail. a lot is absolutely junk, but there is some with information I want to refer to later. Later, that piece of information is all but forgotten and still lingering under a huge pile of other "useful" information I will eventually get to later. The higher that pile gets, the more I procrastinate in dealing with it all.
I have had some thoughts on how to manage all of this "paper gone wild" in my house. Here is a list of what I am considering:
Receipts. This may work for me since my office is literally inside a closet (clothes hanger bar and all). Use the clotheshangers with the clips and clip the receipts I KNOW I need to keep. I have purchased a package of those clips that you can attach to the plastic clothes hangers and they fit pretty well. I will "file" if you will, according to the merchant. I will update you on how this new system of mine will work.
As for the mail...
Make a vow to myself, right away, to go as paperless as I can. Two or three days of mail piles up really fast.
Take action on any paper items right away, such as permission slips for the kids, all that lovely fundraising stuff from school, and even their beautiful artwork they bring home from school.
Shred junk mail as soon as I receive it.
Scan to my PC whatever "useful" information I will eventually get to but not necessary to keep the original. Come up with a label and a file category for easy retrieval. The artwork, depending on the size, can also be scanned to keep for posterity without the clutter!
Set a reminder with myself on my online calendar for 5 or 10 minutes on my online calendar to open that week's mail.
Decide to delete or keep after reading my mail, right then and there (don't want to clutter up my PC with old stuff.)
Continue that mindset. If I do it each day, the clutter wont pile up.
In about a month, I will let you know how I'm doing. In the meantime, I love reading tips on how to organize. Please feel free to leave a tip or two on what organizing technique works for you!
Saturday, May 10, 2008
Happy Mothers Day!
Sunday, May 4, 2008
The Best Place to Shop during a Recession
My secret store...inside my own house. If you look hard enough, you will find your secret store in your own house too.
Think of buried treasure. Rediscovering all those things you bought over the years and stored away is a treasure box of savings or income possibilities. The beauty is, if you can't use it anymore, someone else certainly could. Put your personal inventory on display by having a yard sale. If you don't have the luxury of spending an entire day of your life waiting for browsers consider listing on eBay, Craig's List, or Amazon.
Another way to earn cash is to take your clothes to a consignment shop. Consumers are rediscovering consignment stores, especially now while the economy continues to hover over uncertainty. Baby and children's clothes are high-demand items. Be sure your clothes are gently used meaning they are clean and stain-free, hems are mended and all buttons are attached and there are no holes or tears. For unneeded furniture, there are consignment furniture stores. If you have not visited such a store, you would do yourself a service by stopping in to browse.
Donating your goods to charity, the Salvation Army , Goodwill and Vietnam Veterans are excellent repositories for used items and your donations are tax deductible. Vietnam Vetarans will also pick up your items from your home.
Shopping from home will give you a boost in your income by reducing duplication (buying what you already have), saving fuel (no need to drive to the stores), credit card debt management (no spending), giving to those in need, earn some extra cash or simply revamp your current wardrobe.
Happy Shopping!
Saturday, May 3, 2008
Weight Loss Tools are Wonderful (If Used as Designed)
Everyone I knew who used Weight Watchers met their weight loss goals. They lost LOTS of weight and looked great! It didn't even take them a long time. It wasn't fair! Why was I struggling so much? I rationalized that Weight Watchers was flawed and not everyone succeeds. But after years of denial, I realized it wasn't their fault, it was mine! What was my problem? The tools were there and there were plenty of them. The instructions were simple. Only one reason Weight Watchers has not worked for me. Because I modified its excellent tools. Why pay for a membership in a group with decades of proven results and change it? Maybe it is a reluctance to accept help, even though I am seeking it. Maybe I think I know enough to lose weight my own way when really I only know enough to be dangerous.
So what did all those LOSERS have in common? They accepted help and they followed instructions. Duh! How simple! Like any other tool, theirs is the right tool for the right job, I just have to use the tools the right way to get the right results.
Thursday, May 1, 2008
He/She Who Spins Best Wins the Election
Wednesday, April 30, 2008
Common Direction
Moody Moon
April is Autism Awareness Month
Economic Savvy: New Yahoo Group
Here are the details on EconomicSavvy:Group home page: http://groups.yahoo.com/group/EconomicSavvy Group email address: EconomicSavvy@yahoogroups.com